ZHULIANBIHEKASHIJINCHENGYINXINGMIANXIANGSHEHUIGONGZHONGFAXINGDE，JICHUXUTONGCUNTONGDUI、ATMKUAXINGQUKUAN、POSXIAOFEI、ATMZHUANZHANGHUIKUAN、YUJIAOYAJIN、ZHUANZHANGJIESUAN、WUKACUNKUAN、DAISHOUDAIFU、DIANHUACHAXUN、NONGMINGONGYINXINGKATESEFUWU、YIYUBAOGUAN、GUASHILINGFENGXIAN、LINGHUOBU（HUAN）KADENGZHUDUOGONGNENGYUYISHEN，KEZAIWOGUOJINGNEIJIZHONGGUOYINLIANZHIDINGDEJINGWAIGUOJIAHEDIQUSHIYONGDEXIANDAIHUAJINRONGZHIFUGONGJU。ZHULIANBIHEKAWEIYINLIANBIAOZHUNJIEJIKA，LIANJIZUOYE，SHISHIRUZHANG，BUYUNXUTOUZHI。MUQIAN，ZHULIANBIHEKAYIJINGFAXINGDEPINZHONGYOUZHULIANBIHEKAYIKATONG。

　　（一）珠联璧合卡一卡通

　　特点

　　（1）0YUANKAIKA，BUSHOUSHANGXIAN。

ope体育　　（2）CUNQUXIANJINFANGBIAN，ZHICHIJUMIANWUKACUNKUAN、TONGCUNTONGDUICUNQUHEATMJIKUAXINGQUKUAN。

ope体育　　（3）ZHUANZHANGJIESUANBIANJIE，ZHICHIJUTAIHUIRUHUICHUKUANXIANGHEATMKUAXINGZHUANZHANG。

ope体育　　（4）POSSHUAKAXIAOFEI，MIANQUZHAOLINGFANNAO；POSYUJIAOYAJIN，MIANQUXIEDAIXIANJINBUBIAN。

　　（5）GUASHILINGSHIXIAN，LINGHUOBU（HUAN）KA。

　　（6）DAISHOUDAIFASHENGXIN，DIANHUACHAXUNFANGBIAN，ZIJINANQUANGAOXIAO。

　　特色

　　（1）一户多卡

ope体育　　① KETONGSHIYONGYOUYIZHANGZHUKAHE2ZHANGFUSHUKA。

　　② ZHUKAYUFUSHUKAZHANGHUGONGXIANG，KEFENBIESHEZHIMIMA，FENBIESHIYONG。

ope体育　　③ ZHUKAKEDUIFUSHUKALINGHUOSHEDINGMEIYUEXIAOFEI（QUXIAN）EDU，BIANYUZIJINZHANGKONG。

　　（2）一卡多户

ope体育　　① KANEIKETONGSHICUNRUDUOCHUZHONG（HUOQI、ZHENGCUNZHENGQU、TONGZHICUNKUAN、LINGCUNZHENGQU、JIAOYUCHUXU）DECHUXUYEWU，MIANQUBAOGUANDUOZHANGCUNDAN（ZHE）DEFANNAO。

ope体育　　② KANEISUOYOUZHANGHUJUNPINGTONGYIKAHETONGYIMIMACAOZUO，MIANQUKADUO、DAN（ZHE）DUO、MIMADUOYINFADEZHUDUOBUBIAN。

　　（3）自动转存

　　KANEIDEZHENGCUNZHENGQUDINGQICHUXUCUNKUANDAOQIHOU，KEANKEHUKAIHUSHIXUANZEDEZHUANCUNFANGSHI（BENJINZHUANCUNHUOBENXIZHUANCUN），JIANGZHENGCUNZHENGQUDINGQICHUXUCUNKUANANYUANZHUANCUNQIXIANZHUANCUN，MIANQULAIHUIBENBOYINXINGFANNAO。

　　（4）理财服务

　　KANEIDEHUOQICHUXUCUNKUANZAIGAOYUYUEDINGDEZHUANCUNQIDIANJINEHOU，ZIDONGJIANGGAOCHUBUFENANYUEDINGDEZHUANCUNQIXIANHEDANWEIEDUZHUANCUNWEIZHENGCUNZHENGQUDINGQICHUXUCUNKUAN，SHIXIANLIXISHOURUZUIDAHUA，QINGSONGXIANGSHOULICAIFUWU。

　　ZHU、FUSHUKASHIYONGRENQUN：WEICHENGNIANZINVJIATING（FUMUCHIZHUKA、ZINVCHIFUSHUKA）、XUYAOKONGZHIMEIYUEZHICHUKUANXIANGDERENQUN。